How to Get Auto Insurance With a Foreign License

Whether you’re a recent immigrant, a student or just visiting, securing auto insurance is essential for driving legally and safely. Not all insurance companies have the same policies regarding foreign licenses. It’s crucial to work with an agent that understands local insurance regulations and can help you compare auto insurance quotes. 

When applying for auto insurance, you’ll need specific documents. Be prepared with the following:

• Your foreign driver’s license—A valid license is essential for any insurance application.

• International Driving Permit (IDP)—Some insurers may require this along with your foreign license.

• Proof of residency—Documents like a utility bill or lease agreement can establish your address.

• Vehicle information—Details such as the car’s make, model, year, and VIN you wish to insure.

Insurance providers may ask for more details to assess your risk profile. Be ready to share the following:

• Driving history—Be honest about any past accidents or claims, even if they occurred in your home country.

• Duration of stay—Let the insurer know how long you plan to stay in the U.S. or the country where you’re seeking coverage.

• Purpose of use—Explain whether you will be using the vehicle for personal, business, or rental purposes.

Once you’ve chosen an insurance provider and gathered all necessary documents, your agent can help you complete the process of getting appropriate auto insurance. Be sure to review your policy to understand the term, coverage limits and any exclusions that may apply to your situation.

Contact Us

Contact Bolt Insurance in Citrus Heights, California, for more information about securing auto insurance with a foreign driver’s license.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.